Hamlin Dental
Nicholas Garcia DDS
hamlin woman smiling after dental appointment

Beat the 2026 Insurance Hikes: Get Predictable, Affordable Dental Care with Our In-House Plan

December 4, 2025
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Posted By: Dr. Nicholas Garcia
hamlin man smiling

Are you confused about your dental insurance coverage? Does it sometimes feel like you’re paying your premium every month, but nothing seems to be covered when you need treatment?

If so, you’re not alone. Dental insurance can be tricky and confusing, and sometimes you just need someone to explain the ins and outs and help you make the decisions that are best for you and your family.

Let’s explore how to beat the 2026 insurance hikes with an in-house dental membership plan from Hamlin Dental.

Did You Know?

In 2026, dental insurance costs are projected to be higher than they were in 2025, causing some patients to skip necessary care and squeezing already-tight budgets.

Fortunately, at Hamlin Dental, you have options. We offer an affordable dental membership plan that could be the answer you’ve been looking for.

The Insurance Drawbacks: What You Should Know

Whether or not you have dental insurance, you should be aware of some of the drawbacks associated with coverage in 2026:

  • Cost — Your monthly premiums, deductibles, and co-pays could all go up, costing you more of your hard-earned money.
  • Waiting periods — Some insurance companies require pre-authorization and make you wait to get the care you need to maintain healthy teeth and gums.
  • Finding coverage — It has become increasingly difficult to find quality dental insurance coverage, making in-house membership plans more popular than ever.

The Hamlin Dental In-House Dental Membership Plan

We offer three different dental membership plans for you to choose from as an alternative to traditional insurance:

  • Adult Plan (Ages 14+) - $360 per year
  • Child Plan (years 13 and under) - $300 per year
  • Perio Plan - $708 per year

Looking for an Insurance Alternative in Hamlin, NY?

If you’re searching online for “dental membership plans near me,” we’d love to speak with you about our in-house membership plan. For patients in Hamlin, Hilton, Brockport, and the surrounding area, it’s a great way to get the dental care you deserve at an affordable price.

Please get in touch with our dental office to schedule an appointment or ask a question.

You can reach us at (585) 964-2000.

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